At Noetic Finance Pty Ltd, we understand that financial needs come in all shapes and sizes. That's why we are here to offer a comprehensive suite of financial solutions tailored to meet your specific requirements. Whether you're an individual looking for a small loan to bridge a financial gap, a car enthusiast eager to hit the road in your dream vehicle, a business owner in need of capital, or someone with a less-than-perfect credit history seeking a fresh start, we've got you covered.

Our commitment to financial empowerment extends to a diverse array of services, which include:

1. Small Loans: Need a financial boost to cover unexpected expenses or seize an opportunity? We provide small loans of up to $50,000, ensuring you have the flexibility you require.

2. Car Loan / machinery loans: Dreaming of a new car or have your eye on a private purchase? Our car loans make your dreams a reality by offering competitive rates and flexible terms. Loans can start from $15,000 up to $150,000 and for clients who need more we can also request for more on the basis that you have a good credit history

We have a specialised team who can help you with the asset finance lending and very competitive rates.

3. Bad Credit Loans: We believe that everyone deserves a second chance. Noetic Finance specializes in bad credit loans, helping you rebuild your financial credibility and secure the funds you need.

4. Home and construction Loans: The path to homeownership is made easier with our home loan options. Whether you're a first-time homebuyer, looking to build a new home or looking to refinance, we offer solutions to suit your unique circumstances.

5. Business Loans: Small businesses are the backbone of our economy, and we're dedicated to supporting their growth. Our business loans cater to various industries and purposes.

6. Working Capital Loans: When your business requires a financial injection to seize opportunities or overcome challenges, our working capital secured and unsecured loans provide the flexibility and resources you need.

7. SMSF Lending: We comply with your SMSF regulatory lending requirements and can provide home loans and commercial property loans. If you need to refinance or take a new loan please contact us

8. Low document lending: For customers who have not been able to get their financials ready we offer an alternative low document lending option with a few financiers able to provide options

9. Construction property loans: We help some large property developers and have success in property development lending across multiple residential and mixed commercial and residential projects.

10. Private Finance : We have investors who want to provide direct lending to clients through their family offices. Please contact us for more information.

11. Medical and Allied health professional loans : We offer specialised lending to medical and allied health professionals and their staff. Please contact us for more information.

12. Accounting and legal professional lending : We offer specialised lending and understanding of your businesses' needs to best serve your personal and business lending requirements. Please contact us for more information.

13. Agricultural / Winery lending : We work with some wineries and exporters so we understand your needs in the trade, commercial lending and working capital lending. Please contact us for more information.

Please contact us for more information.

At Noetic Finance Pty Ltd, we go beyond being a mere financial institution. We are your financial partner, committed to your success and dedicated to delivering personalized solutions that meet your needs. With us, you'll find the resources and support to take your financial aspirations to new heights. Your financial journey starts here.

When can you apply?

Apply for the loan when you need at the comfort of your home.

If you submit your contact details on our contact page we will issue you a loan application and can get you loan conditional approval within the next working day

Join our growing list of happy clients and read their reviews.